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Who’s the Fairest Food of All?

Today’s episode “Who’s the Fairest Food of All?” is on  iTunes/Apple PodcastsSpotifyOvercastLibsynPocket CastStitcher or anywhere you listen to podcasts.

In case you didn’t hear us in our last episode: IT’S SUMMER TIME! This time of year hits and most people think of pool parties, barbecues, camping trips, and goin’ to the local fair. (TBH, we also think about air conditioning and how soon Halloween will be here.) And when you think of fairs, you think of… Rides? Weird people beckoning you to throw balls at things? Petting baby goats? The world’s biggest horse? Blue ribbons for best in show livestock, crafts, pies, and art? Yes, yes! Yes to all that amazing stuff. But one of the biggest draws to boogie on down to carnival-town for is the fantastic, fabulous, fried FAIR FOOD! (They have healthy options as well, but, CHYAA, AS IF! #eyeroll).

In case you were wondering.

If you are particularly interested in the marvel that is carnival food, and you have saved up a wad of cash and have prepared by fasting for two days, one of the most fun (we refuse to say funner…ew) things to do is eat your way through the fair. We would advise a well thought out plan for your day of stuff-n-play. Let us help with this: In a nutshell, do not eat your way around the fair and THEN go on rides. No one wants to deal with that. No. One. Ever. Don’t do it. Ride first, eat after. Morning = rides, afternoon into the night = fry coma. Stay hydrated. Take your acid relief medicine with you. Pro tip: SHARE. Do not try to go into that platter of Fries/Tots Brick topped with Jalapenos, Bacon and Cheese Dip solo. Split that foot-long dog drenched in four kinds of weirdness with a buddy or six. Share, people. There you go. Plan complete.

Get your Zyrtec® ready. Photo by Jer Chung on Pexels.com

Our local fair – The Orange County Fair (12 July – 11 August 2019) – has been around a lonnnnnng time (129 years to be exact) so their list of foodie-goodness is equally long. With the help of foodbeast.com we go through 125 OC Fair Foods you may or may not have heard of. Cotton candy? Check. Fried Pickles? Check check. Kettle Corn? Check Check CHECK! Fried Slimfast Bar? Where’s our pen…we can’t…there’s…no check-marking implement here. *looking…for…pen* Nope. No checkmark for Fried Slimfast Bar. Nope.

We also go through foodnetwork.com’s not-in-chronological/alphabetical-order list of many (sorry, Kris may have missed a couple) of the state fairs in the US with the food they’re most famous for. We throw in dates and locations from travelawaits.com for your convenience. There are some states we’re on board with (Hello Ohio, Vermont, Massachusetts, Mississippi, Utah, and Tennessee…winkwink) and some we will be avoiding. Sorry Nevada, you just keep your Basque Fries to yo’self.

Basically, if you’re hungry, this episode is gonna make you want to drive to your nearest fairgrounds and dig right it. If you don’t have time for that (or the extra cash…because we don’t know about YOUR fair, but OUR fair is not cheap) we’ve got this handy-dandy link to foodiecrush.com with 25 fair food recipes you can replicate right in the air-conditioned, Netflix-blaring comfort of your own home.

Photo by Lalu Fatoni on Pexels.com

But before we cut you loose to check out this fair foodgasmic episode, here are some links to people and restaurants we mention:

  • Go check out listener Jill’s and her daughter Ruby’s prize winning table decorations at this year’s OC Fair!! Check out Jill’s Instagram page with photos from their Blue- and Red-ribbon tables.
  • The tiny Nathan’s Hot Dog champion Kris mentioned is named Sonya Thomas – nicknamed The Black Widow – and she is a Nathan’s Hot Dog Eating Contest Hall of Famer!
  • To see two people eat a Depression Era-style sandwich mentioned in our episode – pickles and peanut butter – watch this YouTube video with Ali Spagnola and Shira Lazar. Let’s just say Kris might give it a go after seeing these two naysayers finish their sammich with nums and yums and much disbelief at the goodness.
  • Wikipedia does a much better job than Kris in describing the lovely Basque region and peoples.
  • What’s a Bierock? This is a bierock.
  • What’s a Koolickle? THIS is a Koolickle.
  • For chicken and waffles in Old Towne Orange, CA, (and other various locations in California, Las Vegas, NV, and SEOUL, KOREA) go to Bruxies. Be prepared to stand in line awhile with a bunch of 20-something hipsters nice Chapman College students.
  • For the best lobster roll on the west coast (according to Kym…well, she didn’t say THAT exactly…anyway, keep reading…), try Provisions Deli & Bottle Shop in Old Towne Orange, CA. It’s a bit pricey at $16 but…hey…it’s LOBSTER.
  • If you’re in the mood for an amazing dessert after gnoshing on a lobster roll or chicken & waffle (or both if you’re trying to beat Sonya Thomas), pop into The Aussie Bean – get your coffee while you’re there – and plant your lips around a scrumptious ice-cream cookie sandwich from Chunk-N-Chip.
  • If you’re going to the OC Fair, take Kym’s advice and get your Ten Pound Buns while you’re there because according to their Facebook page, they’re only available “at the fair.”
  • And if you’re a fan of the T.V. show The OC, please check out a great podcast called “Let’s Talk OC” where three friends – obsessed fan Michelle, Liss who has seen the show once, and Ingrid the newbie – get together to discuss each episode of The OC. If you loved that show and miss it, this is the podcast for you! Follow along as you stream on Hulu.

CORRECTION We erroneously cited the devastating news that multiple children died from Salmonella after visiting a petting zoo or other animal area at the San Diego County Fair in June. Sadly, one 2 year-old child did die after being infected with the E.coli bacteria after visiting the petting zoo. Four other children were infected after visiting the same animal areas, but thankfully are recovering. All five children visited animal areas between June 10 and June 22. Our sympathies and condolences go out to the family of the child who passed. Please read this full article which lists symptoms of E.coli and ways to prevent becoming infected.

Check out “Who’s the Fairest Food of All?” episode on  iTunes/Apple Podcasts, SpotifyOvercast, Libsyn, Pocket CastStitcher or anywhere you listen to podcasts. Then all you need to do is 1) subscribe 2) download and 3) listen! AND!!! 4) If you enjoy what you hear, please leave a rating and a review (pretty please?). The more subscribers and reviews we get, the more opportunities we get to grow this podcast and bring you richer content.

And don’t forget to follow us here at themuglytruth.com (click that blue WordPress Follow button on the right side of your screen) so you get notifications every time we post an episode blog! You can also follow The Mugly Truth on Instagram, Twitter and Facebook.

© The Mugly Truth 2019 and © The Mugly Truth Podcast 2019. All rights reserved.
Intro and outro music, “Clever as a Fox”  by Espresso Music through premiumbeats.com.
Featured Photo by Amanda Cottrell on Pexels.com
Uncategorized

Happy Campers!

Today’s episode “Happy Campers” is on  iTunes/Apple PodcastsSpotifyOvercastLibsynPocket CastStitcher or anywhere you listen to podcasts.

We don’t know about you, but after a very, ah, earth-shattering Fourth of July, we’re ready to get away to the peacefulness of a nice, secluded camp site, yeah? Today we share some of our very favorite camping stories to help ring in camping season; and you know a couple of Kym’s are doozies, since Captain Looseass and Grandma are involved. Kris has some internet lists of very interesting gadgets, the best places to camp in the world, and tips & hacks for when you do get a chance to get away from it all – whether you’re in a tent, van, or motorhome.

But first we detour (OF COURSE!) right out the chute talking about our Fourth of July celebrations (or none at all, unless you consider Kris’ staying inside and binge-watching Stranger Things Season 3 a celebration – which she does). We recount going through California shaking somethin’ fierce with two of the biggest quakes we’ve had in 20 years. We also cover other binge-able shows that aren’t Stranger Things, namely any Jo Koy comedy special, A Million Little Things and Better Things.

Ahem. Apparently we prefer shows with “Things” in them. And if you’re familiar with Jo Koy’s comedy, you know he’s included in that statement.

We do eventually get down to the business of discussing camping. We both love getting away from the craziness of living in a city, hitting the road to end up in a space and time where all that tension and traffic and work and congestion and noise is left behind. There’s nothing quite like unloading all the equipment and setting up camp – getting everything just right. And once that’s done, that feeling of sitting down in your favorite folding camp chair, poking the fire with a long stick, and watching the stars pop as the sun goes down and the darkness of the night sky opens above you…well we figure all that and the smell of coffee percolating or a pot full of rustic soup over a campfire is just this side of Heaven.

Get the food in that pot and let’s eat.

Anyone else get giddy just thinking about the latest piece of equipment you can add to your gear? Kris is already planning her birthday camping trip for 2020 and it can’t come soon enough! There’s folding camp tables, roof racks, and gear boxes to be bought. Maybe it’s a good thing there’s a whole year to prepare for the trip.

The girls’ camp site in the Redwoods in Northern California. Photo courtesy Kris Core.

We quickly found out we have experienced camping in very different ways, though we both love camping just the same. Kym grew up camping with her Grandparents who were members of Thousand Trails where “full hookups, a pool, and lovely pancake breakfasts” were part of almost every trip. And if Thousand Trails wasn’t open, there was always the good old KOA campgrounds. Kris grew up hiking at a young age, but never camped until she joined the Girl Scouts. It wasn’t until later when she discovered her passion for tents, lanterns, campfires, and finding the “perfect” spot in California state parks (oh…the bags of quarters for those lovely SP showers!) – most memorably on the Central Coast (Pfeiffer Big Sur State Park, Hearst San Simeon State Park), and up in the Redwoods.

Kris’ campsite along the central coast near Cambria, CA. Photo courtesy Kristen Core.
  • For the list of gadgets we talk about – including the Kimbo Crotchless shorts (yes, you read that correctly) and the portable Espresso maker – please click here.
  • For the list of camping hacks that are borderline genius – including using Tic Tac containers for spices, and Doritos to start fires – click here and here.
  • For the list of the best places to camp around the world (and we know, it’s entirely subjective), or at least to see the gorgeous pictures we were oohing and aahing over, click here.
  • And even though we didn’t get to talking directly about the unwritten, universal camping rules, (we did talk about them in general) we’re going to post them here anyway, because it’s always good to remind ourselves how important it is to be good humans and better campers.

Below are Kris’ best buys from her 2016 camping trip. The Coleman lantern stand, the Mini-Factory multi-use hanger, and the Etekcity Portable LED lantern. 10/10 recommended!

If you have any favorite stories, camping tricks, hacks, or want to divulge your own best campground in the world, we’d love to hear from you! Contact us at sipsters@themuglytruth.com, or comment down below!

Proof that Kris doesn’t always behave like a true “murderino.”
Photo courtesy Kristen Core.

Oh…here’s a bonus photo: Remember Kris’ story in a couple episodes (probably where we talked about true crime…good luck finding it!) where she talked about going camping with a guy she knew for only two weeks and let him take her to a campsite above Gorman, CA one November, absolutely isolated, nobody else around, and let him lead her to the edge of a cliff? No? Ok, well, anyway, here’s the photo of her feet and the drop and we would advise you to not ever do that. Ever. (He turned out perfectly fine and nice, but you never know).

Check out the “Happy Campers!” episode on  iTunes/Apple Podcasts, SpotifyOvercast, Libsyn, Pocket CastStitcher or anywhere you listen to podcasts. Then all you need to do is 1) subscribe 2) download and 3) listen! AND!!! 4) If you enjoy what you hear, please leave a rating and a review (pretty please?). The more subscribers and reviews we get, the more opportunities we get to grow this podcast and bring you richer content.

And don’t forget to follow us here at themuglytruth.com (click that blue WordPress Follow button on the right side of your screen) so you get notifications every time we post an episode blog! You can also follow The Mugly Truth on Instagram, Twitter and Facebook.

© The Mugly Truth 2019 and © The Mugly Truth Podcast 2019. All rights reserved.
Intro and outro music, “Clever as a Fox”  by Espresso Music through premiumbeats.com.
Featured “Tent in Woods” photo by Todd Trapani on Pexels.com
Campfire photo by u0412u0430u0434u0438u043c u041cu0430u0440u043au0438u043d on Pexels.com

Episodes

HAPPY ANNIVERSARY TO US!

Today’s episode is on  iTunes/Apple PodcastsSpotifyOvercastLibsynPocket CastStitcher or anywhere you listen to podcasts.

Happy Anniversary to The Mugly Truth Podcast! Or is it Happy Birthday? Either way….WHERE’S THE PRESENTS? Aw that’s ok…the greatest gift we could ever get is knowing we may have brought a smile, smirk, giggle, chortle, belly laugh or a thoughtful HUHHH? throughout our ONE YEAR OF PODCASTING! On July 3rd, 2018, we posted our first recording link right here in this blog. Today’s Anniversary Eve episode has no bells and whistles, no “best of” clips…it’s really just more of what we do…we got together and talked down memory lane (see what we did there?) in a retrospective covering our favorite moments, stories, and episodes!

Some of those include:

Thank you for sitting at our table, having conversations over coffee. Photo by Viktoria Alipatova on Pexels.com

It’s kind of difficult to pinpoint a few favorites…believe us, we tried. But when we start listing them, it’s almost impossible to narrow it down because there’s something we truly enjoyed from each and every show! Honestly, it’s been such a kick for us to get together, ramble, record it, and then put it out into the world and THEN get feedback from YOU saying you enjoy listening! How amazing is that? We feel so blessed and grateful to have an audience to laugh with, talk to and entertain. We certainly intend to continue to do so, and enjoy growing along with you. Thank you for being a part of the Mugly Truth family.

THANK YOU for listening. YOU are the BEST. Photo by Pixabay on Pexels.com

Check out “Happy Anniversary To Us!” episode on  iTunes/Apple Podcasts, SpotifyOvercast, Libsyn, Pocket CastStitcher or anywhere you listen to podcasts. Then all you need to do is 1) subscribe 2) download and 3) listen! AND!!! 4) If you enjoy what you hear, please leave a rating and a review (pretty please?). The more subscribers and reviews we get, the more opportunities we get to grow this podcast and bring you richer content.

And don’t forget to follow us here at themuglytruth.com (click that blue WordPress Follow button on the right side of your screen) so you get notifications every time we post an episode blog! You can also follow The Mugly Truth on Instagram, Twitter and Facebook.

© The Mugly Truth 2019 and © The Mugly Truth Podcast 2019. All rights reserved.
Intro and outro music, “Clever as a Fox”  by Espresso Music through premiumbeats.com.
Birthday Cake Photo by Mohammad Danish on Pexels.com
Episodes

Let it Go

Today’s “Let It Go” episode is on  iTunes/Apple Podcasts, SpotifyOvercast, Libsyn, Pocket CastStitcher or anywhere you listen to podcasts.

We riff off our That’s Purgetastic! episode talking a bit more about shedding material baggage, and then going beyond the physical purge by exploring how to let go of past hurts, unhealthy belief systems, love relationships, and expectations of what we think “should be.”

Kym shares her personal experiences of forgiveness involving her ill father. Kris reveals the painful process of having a parent afflicted with Alzheimer’s as well as how she has navigated the devastation of letting go a significant relationship. It gets a little deep for The Mugly Truth, but that’s ok.

Even though discarding a pair of too-high heels is not the same as letting go the dream of a future with someone, or the pain of a neglected childhood (oooorrrrrr, is it?? Some people are very attached to their shoes coffcoffsexinthecitycoff), the process is actually pretty much the same. It’s about being (sometimes brutally) honest with ourselves and asking how what is being held onto is serving us – is it for good or for bad (because something negative can serve us). Is it something we can let go of now or is it something we are willing to move toward letting go? How long are we willing to traverse the path to freedom? Are we ok with feeling some deep feelings, knowing at the end of the day (or year or five) It’s technically as simple as making a pros and cons list and examining the truth. Except that examining painful truths is not a simple thing. So there’s the element of courage as well. But no pressure.

As a way to help you get started on the “let it go” journey, here’s a link to the Tiny Buddha article called 40 Ways to Leg Go and Feel Less Pain (and be sure to look for that pesky breathing practice Kris couldn’t pronounce: ujayii.)

Check out our “Let It Go” episode on  iTunes/Apple Podcasts, SpotifyOvercast, Libsyn, Pocket CastStitcher or anywhere you listen to podcasts. Then all you need to do is 1) subscribe 2) download and 3) listen! AND!!! 4) If you enjoy what you hear, please leave a rating and a review (pretty please?). The more subscribers and reviews we get, the more opportunities we get to grow this podcast and bring you richer content.

And don’t forget to follow us here at themuglytruth.com (click that blue WordPress Follow button on the right side of your screen) so you get notifications every time we post an episode blog! You can also follow The Mugly Truth on Instagram, Twitter and Facebook.

© The Mugly Truth 2019 and © The Mugly Truth Podcast 2019. All rights reserved.
Intro and outro music, “Clever as a Fox”  by Espresso Music through premiumbeats.com.
Photos courtesy of WordPress free library; butterfly photo by Anthony on Pexels.com
Episodes

Demento and the Lottery

TMT IG Card
100$ bill closeup, photo by Vladislav Reshetnyak, courtesy WordPress free photo library.

Happy Tuesday! Have you ever daydreamed about winning the lottery? If you aren’t already a multi-millionaire it’s likely you have had at least one moment of wishful lotto thinking sometime in your life. So, do you play the lottery or think you might as well light a ten dollar bill on fire? Do you go Han Solo and yell, “Never tell me the odds!”  (Kris) or figure you’re more likely to be struck by lightning than win a jackpot? (Seriously. Why can’t Kris and/or Kym be that 1 (or 2) out of 175 million? Why? WHY???) What’s your playing style: Quick picks? Specific numbers? Play every game, only once in awhile or only when the lottery pot is big enough?

Speaking of pot…let’s just say right now even though today’s episode is all about what Kris and Kym would do if either of them hit those 6 Powerball, Mega Millions or Super Lotto numbers, they do take an immediate detour down memory lane right from the start, talking about the old Dr. Demento show from classic 70s/80s radio (remember Dead Puppies? Fish Heads? Star Trekkin? Shaving Cream? No?? What are you, 30?? *Sigh*) and then somehow segue into talking about legalized marijuana. Because NONE of that has anything to do with winning the lottery, it only seemed right to start the show off talking about it. Boom. Done and done.

So what would you do? Assuming you’ve survived the initial shock, it isn’t as simple as walking into a lottery office to shakily hand them that precious slip of paper.

The following is an opinion piece based on personal research about winning the lottery. The author is not a professional financial advisor nor is The Mugly Truth Podcast advising anyone in any financial matters.

Lump Sum or Annuity

There’s the big question about taking the lump sum versus taking the 30 year annuity. You have to consider the odds of the taxes being in your favor over 30 years versus the instant gratification of a ginormously fat bank account in one fell swoop. Lots of people automatically think it’s smarter in the long run to take the lump sum. But is it? Seven million dollars does not have the same ramifications as $500,000,000.  Here’s food for thought on that subject.  And yes, you should be able to bequeath your annuity winnings in the event of your early demise (unless you have a will that specifies natural vs. suspicious causes. We’re just saying.) Double check your particular state lottery rules.

Know Thyself

It is also really important to be honest with yourself: what are your habits now, pre-millions? Do you blow through your money NOW, as a thousand- or hundredaire ? Or do you save a bit here, donate a bit there, keep your bills manageable and indulge occasionally? Do you feel like you’d lose your freaking mind throwing thousand dollar bills out your car window because you CAN, or would you try some controlled spree shopping to get it out of your system, putting the rest away for better use?  It also depends on the size of the jackpot. Is $7,000,000 (pre-taxes) enough for you to feel like you can quit working and retire comfortably for the rest of your life? Clearly, winning at 50 and preparing for 25-40 years of retirement isn’t the same as cutting employment ties (and the benefits of it…medical insurance anyone??) at 30. Where do you plan to live? Let us just say that a $500,000 house – nay, more likely a condo – in Orange County, California won’t get you much and it certainly won’t get you nearly as much as it will get you in Scranton, Ohio.

TAXES!

Do you live in a state that keeps its mitts off your winnings? Surprisingly, if you’re in California you do, but it’s only one of nine states in the country to allow you to have your winnings sans state taxes (Puerto Rico makes that 10). Everywhere else the state gets a bite of your millions (ranging from 3% to almost 9%) after the feds get their feast (a whopping 24% off the top as of this writing).

MORE Taxes

THEN – and here’s where a bunch of newbie rich folk start going down the drain with their dough – the taxes taken out of the winnings right off the bat do not account for the taxes that you will STILL OWE because guess what? You, dear sir, who used to only make $80,000 a year and now have $600,000 or $40,000,000 coming to you, YOU are now in a totally NEW TAX BRACKET. Taxpayers fall into one of seven brackets, depending on their taxable income: 10%, 12%, 22%, 24%, 32%, 35% or 37% (thank you bankrate.com). So, do the math and figure out that even though taxes are shaved off the top before you ever see your winnings, depending on the payout you receive you will most likely have to pay additional taxes to make up for the deficit since you’ve jumped brackets pretty much exponentially. Even if you take a lump sum, depending on how you set up your accounts, you’ll still pay taxes on your interest, which itself has the potential of being a lot of money.

When you do get into the weeds and break it all down into what funds go where, it’s pretty deflating to realize you need to set aside a huge chunk of money to hand over to the government. AGAIN. Oh, and don’t forget that if you give Grandma a windfall of her own, she’s going to have to pay her share of taxes too, just how much depends on what you give her and where ya’ll live.

Oh, those government people are tricksy ones ain’t they?

Don’t Forget About All the Other Stuff…and Other Taxes

If you think your multi-million dollar bank balance is going to cover a Lambo, an estate, gifts for friends and family, shopping sprees, charity balls, champagne, caviar, jetting across the globe, and Gucci track suits, well, you may be right, but make sure you have enough left over to pay that tax bracket deficit AND property taxes on that new estate, and maybe even a sweet little Homeowners Association Fee. And if your HOA doesn’t cover it, that estate is probably going to need a gardener, pool maintenance, a house cleaning service, and security to some degree or another. Probably stuff you DON’T have (or use as much) in your current state of affairs. So unless you WANT to do all that work  yourself instead of lounging by that sparkling pool (but WHY??) …you’re going to pay someone else to do it for you.

If you’re blissfully retired at whatever age, you still need to pay for health insurance, and it’s doubtful state medical benefits are going to be in your cards. Nope. You’ll be paying a pretty premium because you, my friend, can afford it!

There’s also the planning for disaster: your new beautiful estate just sprung a leak and your 10,000sf roof needs an overhaul. Yikes. That is gonna hurt if you don’t set aside money for such emergencies.

But let’s not focus on just the burdensome stuff. What about going back to school? You can pay full tuition without batting an eye! How about private cooking lessons in your new state of the art gourmet kitchen? Want to learn guitar? You can hire someone to teach you! Stressed about all this financial crap? Hire a regular masseuse for daily massage therapy! By the way, you’ll want your body in shape for all that yachting off St. Tropez …so you’re going to need a personal trainer for that, yes? Of course you are. Going to put your kids in private school? What about private tutoring and classes for them as well? Sure, not a problem. Need a security detail to protect your new trust fund babies? Heck to the yes. It’s a whole new cost of living for the new mighty millionaire you!

Preparation is Key…And Be Quiet About it for Heaven’s Sake

The good news is there’s a ton you can do to prepare for all of the saving, spending, donating and gifting. But, let’s get back to that moment when you realize your life has changed forever. In our humble opinion, first things first. And by that we mean pretty much the same hour you’ve discovered you won:

  1. Keep your damned mouth shut. Do NOT scream from your balcony that you’re holding the golden friggin’ ticket! Don’t call 30 of your best friends yelling “I’M RICH!” STAY. THE. FUCK. OFF. SOCIAL. MEDIA. That sentence deserves a page of its own. Do scream into a pillow. Dance. Cry. Laugh. Cry and laugh all at once, probably hysterically. Go ahead; pee your pants (you can buy new ones). Whatever it takes, just celebrate as privately as possible because eventually the cat will be out of the bag. But for now…Breathe. Be. QUIET. As hard as it may be, contain the urge to share the joyous wealth. Even though all but six states require you to release your name as a winner, it’s not smart to let the world know you have millions coming your way right off the bat. Money does really weird shit to people, even people you think you know well. If you have to tell someone, at least do the following steps first, and then consider who can keep THEIR mouth shut the most before letting ’em have it in one big wiggle-jumping-giggle-shout-fest. And DEFINITELY do NOT tell ANYONE you’ll be giving money to them. Just. NOPE. Stop. Because hinky lawsuits. Instead, consider the fun of creative ways of letting those closest to you know you won after you’ve got your ducks in a row. After the financial plan is set, then throw a reveal party, or treat a select few to a nice private dinner, or do what Kris plans and show up in front of their house(s) with pre-packed suitcases and yell, “grab your passports and get in the limo losers, we’re flying to London!” BUT FIRST:
  2. Put that ticket in a safe or bank deposit box. NOW. YESTERDAY. DO. IT. Don’t have one? GET ONE. (By all that is holy, do NOT fold it up in your jeans pocket and then do laundry). But before you snap the box lid shut, consider how you’ll be claiming that prize:
  3. Speaking of anonymity, before you put that winning ticket in your bank box, did you sign it? How’d you sign it? Your name? Hmmmm. It’s advised to always sign your ticket as it is a legally binding document. If you drop it on the sidewalk on your way to the bank and someone picks it up…if it’s not signed, they now have your millions.  It’s possible if you sign it with your full name, which is the natural thing to want to do, you may be stuck with the lottery department taking that photo of you holding that oversized fake check with your full legal name right on it for the world to see. So…if you’re not 100% ok with that, then consider putting that unsigned (gasp…ok maybe print your name across the top rather than sign on the line???) ticket in the box and WAIT until you do Step 4 first:
  4. Immediately get an appointment with a reputable, unbiased (KEEP YOUR CPA UNCLE OUT OF THE LOOP FOR GOD’S SAKE) financial advisor (the California Lottery office advises interviewing at least three advisors before choosing who to entrust your money with) who is familiar with large finances to lay the groundwork for you to make to the most of your newfound wealth and how to reap the rewards for years to come, even after your 30-year annuity payroll (if you chose it) has ended. This is where you’ll find out if it’s possible to set up some sort of fund account under which you can somewhat safely/anonymously accept your winnings rather than plaster your name all over kingdom come once the money is claimed (edit: sorry Californians, CA State Lottery won’t let you claim under a trust fund name. But it’s still a good idea to look into all your options, including setting up a trust fund if you want to protect your money). Your state lottery website probably has a list of resources for you so check there if you have no idea what to do first.

The reality of the lottery daydream is that there is a LOT to think about really seriously: lump sum vs. annuity payouts, tax brackets, trust funds, partnerships, how much what you buy will impact you in the future, where to live, who to give money to, who to protect you and your family from (Yes! Remember hinky lawsuits from above? Really.), who you associate with, who you trust, who your latest and greatest family members and friends suddenly are, what charities do you want to work with, and do you think more money will make you truly happier? It’s enough to make Kym ask, “Maybe it isn’t worth it?” To which Kris replies, “Are you effing kidding me? BRING ON THE BENJAMINS!” Kym is only kidding. She would totally be fine with millions. TOOOOOTALLLYYY fine.

Resources

We top off the discussion with a list of 23 statistics about winning the lottery, which you can find here.

If you’re in California, this link at the California Lottery website takes you to a downloadable PDF with information on what to do if you’ve won it big. The USA Mega website is not only a great resource with tons of information on the Mega Millions and Powerball lotteries, but it provides a regularly updated break-down of what your projected annual payments would be for annuity options state by state. It makes financial planning that much easier.

If you read nothing at all in this article, we hope you at least read this: if you have won the lottery, it is in your very best interest to calmly as possible research what you need to do to protect yourself, your family, and your newfound wealth before you even claim the prize. Finding a group of reliable, unbiased advisors (can’t say that enough) will help you navigate a financially secure future.

Check out our DEMENTO AND THE LOTTERY episode on  iTunes/Apple Podcasts, SpotifyOvercast, Libsyn, Pocket CastStitcher or anywhere you listen to podcasts. Then all you need to do is 1) subscribe 2) download and 3) listen! AND!!! 4) If you enjoy what you hear, please leave a rating and a review (pretty please?). The more subscribers and reviews we get, the more opportunities we get to grow this podcast and bring you richer content.

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© The Mugly Truth 2018 and © The Mugly Truth Podcast 2018. All rights reserved.
Intro and outro music, “Clever as a Fox”  by Espresso Music through premiumbeats.com